Question 790
The business case is: A credit review uses incomplete historical records as the sole basis for approval recommendations. Which TWO options together provide a suitable intervention and an independent acceptance check? (Select TWO.)
Explanation
Correct Answers
The intervention for the stated situation A credit review uses incomplete historical records as the sole basis for approval recommendations is: Evaluate disparate outcomes and data quality for relevant groups and document appropriate review and mitigation of harmful bias. It directly mitigates: Overall accuracy can hide biased outputs that systematically disadvantage smaller or underrepresented groups.
A separate outcome check for the situation A credit review uses incomplete historical records as the sole basis for approval recommendations is: A representative evaluation reports relevant subgroup errors and documents action when inequitable impacts emerge. It measures the effect of the selected intervention rather than relying on the existence of a proposal.
Incorrect Answers
This choice addresses accountability, explainability and human oversight; its main associated risk is: An opaque automated verdict with no accountable reviewer or challenge path can be unsafe and impossible to audit. However, the situation A credit review uses incomplete historical records as the sole basis for approval recommendations is primarily about fairness, representation and data quality in business. The targeted decision is: Evaluate disparate outcomes and data quality for relevant groups and document appropriate review and mitigation of harmful bias.
This choice addresses privacy minimization and de-identification; its main associated risk is: Removing a visible name alone may not prevent re-identification or unauthorized secondary processing. However, the situation A credit review uses incomplete historical records as the sole basis for approval recommendations is primarily about fairness, representation and data quality in business. The targeted decision is: Evaluate disparate outcomes and data quality for relevant groups and document appropriate review and mitigation of harmful bias.
This choice addresses responsible ai transparency and user understanding; its main associated risk is: Users may mistake automated content for verified professional judgment if AI involvement and limitations are hidden. However, the situation A credit review uses incomplete historical records as the sole basis for approval recommendations is primarily about fairness, representation and data quality in business. The targeted decision is: Evaluate disparate outcomes and data quality for relevant groups and document appropriate review and mitigation of harmful bias.